- New York, New York (pop 8,213,839)
- Los Angeles, CA (pop 3,827,953)
- Chicago, Illinois (pop 2,839,944)
- Houston, Texas (pop 2,076,189)
- Phoenix, Arizona (pop 1,473,223)
- Philadelphia, PA (pop 1,460,301)
- San Antonio, Texas (pop 1,262,858)
- San Diego, California (pop 1,258,961)
- Dallas, Texas (pop 1,213,608)
- Detroit, Michigan (pop 920,645)
- San Jose, California (pop 912,736)
- Indianapolis, Indiana (pop 789,181)
- Jacksonville, Florida (pop 787,735)
- San Francisco, California (pop 751,461)
- Hempstead, New York (pop 744,344)
- Columbus, Ohio (pop 738,665)
- Austin, Texas (pop 703,592)
- Memphis, Tennessee (pop 676,738)
- Baltimore, Maryland (pop 640,064)
- Charlotte, North Carolina (pop 633,259)
- Fort Worth, Texas (pop 622,811)
- Milwaukee, Wisconsin (pop 600,787)
- Boston, Massachusetts (pop 596,638)
- El Paso, Texas (pop 591,168)
- Washington, DC (pop 582,049)
- Nashville, Tennessee (pop 579,738)
- Seattle, Washington (pop 577,727)
- Denver, Colorado (pop 566,359)
- Las Vegas, Nevada (pop 544,887)
- Portland, Oregon (pop 536,871)
- Oklahoma City, Oklahoma (pop 532,861)
- Tucson, Arizona (pop 516,791)
- Albuquerque, New Mexico (pop 498,716)
- Atlanta, Georgia (pop 483,108)
- Long Beach, California (pop 471,957)
- Brookhaven, New York (pop 468,034)
- Fresno, California (pop 459,540)
- New Orleans, Louisiana (pop 453,726)
- Sacramento, California (pop 451,261)
- Cleveland, Ohio (pop 450,046)
- Mesa, Arizona (pop 443,710)
- Kansas City, Missouri (pop 443,702)
- Virginia Beach, Virginia (pop 438,191)
- Omaha, Nebraska (pop 414,798)
- Oakland, California (pop 394,715)
- Miami, Florida (pop 383,048)
- Tulsa, Oklahoma (pop 381,370)
- Honolulu, Hawaii (pop 375,825)
- Minneapolis, Minnesota (pop 374,682)
- Colorado Springs, CO (pop 371,287)
- Arlington, Texas (pop 362,385)
- Wichita, Kansas (pop 355,015)
- St. Louis, Missouri (pop 352,572)
- Raleigh, North Carolina (pop 345,584)
- Santa Ana, California (pop 339,685)
- Anaheim, California (pop 331,885)
- Cincinnati, Ohio (pop 331,310)
- Tampa, Florida (pop 326,887)
- Islip, New York (pop 326,631)
- Pittsburgh, Pennsylvania (pop 316,615)
- Toledo, Ohio (pop 301,493)
- Aurora, Colorado (pop 297,081)
- Oyster Bay, New York (pop 294,520)
- Bakersfield, California (pop 293,456)
- Riverside, California (pop 287,739)
- Stockton, California (pop 283,657)
- Corpus Christi, Texas (pop 282,022)
- Buffalo, New York (pop 278,398)
- Newark, New Jersey (pop 277,903)
- St. Paul, Minnesota (pop 277,015)
- Anchorage, Alaska (pop 276,613)
- Lexington-Fayette, Kentucky (pop 272,219)
- Plano, Texas (pop 250,067)
- St. Petersburg, Florida (pop 248,191)
- Fort Wayne, Indiana (pop 247,849)
- Glendale, Arizona (pop 244,672)
- Lincoln, Nebraska (pop 242,676)
- Jersey City, New Jersey (pop 239,198)
- Greensboro, North Carolina (pop 237,428)
- Norfolk, Virginia (pop 237,349)
- Chandler, Arizona (pop 232,312)
- Henderson, Nevada (pop 231,880)
- Birmingham, Alabama (pop 231,877)
- Scottsdale, Arizona (pop 228,119)
- Madison, Wisconsin (pop 223,719)
- Baton Rouge, Louisiana (pop 222,669)
- North Hempstead, NY (pop 220,975)
- Hialeah, Florida (pop 218,529)
- Chesapeake, Virginia (pop 216,644)
- Garland, Texas (pop 216,012)
- Orlando, Florida (pop 215,190)
- Babylon, New York (pop 214,275)
- Lubbock, Texas (pop 212,341)
- Chula Vista, California (pop 211,609)
- Akron, Ohio (pop 210,526)
- Rochester, New York (pop 209,317)
- Winston-Salem, NC (pop 208,393)
- Durham, North Carolina (pop 206,614)
- Reno, Nevada (pop 206,375)
- Laredo, Texas (pop 206,285)
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Challenge Summary
A.R.R.A. ‘Bailout’ investments: OVER $500,000 per highway job created $60,000 per OTHER NON-sustainable job Investment into Micro-enterprise: $12,000 per job - sustainable more than five years $4,500 per job - sustainable for over 10 years (community based grass roots) Background Statistics -
There are 29.6 million businesses and 116 million households in the US. -
The SBA and SBDC mostly serve potential employers, and loan qualified prospects -
79% of ALL NEW JOBS (900,000 per year) come from micro-enterprises -
 71%, or 20.7 million small businesses DO NOT HAVE A SINGLE EMPLOYEE YET
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1.44 million close operations every year – that’s 3,950 EVERY DAY! -
28,300 end in bankruptcy, that’s 78 bankruptcies EVERY DAY! Estimated Market Imagine the stressful year before the failure, and then 2 years recovering afterward, that’s -
 4.32 million households or 11.2 million people that are currently experiencing the failure of their micro-enterprise TODAY!
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80% (~247 million) of the US population live in urban areas. Only 20% (~60 million) live in the top 100 cities, and in rural areas -
8.2% of the city population = micro/personal-enterprise count in that city -
5.8% of those micro/personal enterprises FAIL EACH YEAR (churn) -
17.4% micro/personal enterprises are within 1 year of, or 2 years out of failure (CURRENTLY DISTRESSED) -
1.43% of the city population = micro/personal-entrepreneurs CURRENTLY DISTRESSED in that city -
3.7% of the city population = entrepreneurs and immediate family CURRENTLY DISTRESSED in that city Household Members Affected = 3.7% of the Population Multiply the population of any city by 3.7% (0.037) to get the CURRENTLY DISTRESSED micro-enterprise population in that city New York 8,213,839 x .037 = 303,912 San Antonio 1,262,858 x .037 = 46,725 Miami 383,048 x .037 = 14,172
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